10 core principles for acting with integrity

DSI introduces 10 core principles for acting with integrity to encourage dialogue in the financial sector about integrity. The core principles are the essence of our Code of Conduct. They offer financial professionals guidance in making the right choices and thus strengthen trust in the sector. Every DSI-certified professional commits to these principles.

What do the core principles mean?

The ten core principles are a practical translation of the DSI Code of Conduct and make it applicable in daily practice. Together they form a moral compass in situations where laws and regulations do not provide clear answers. Think of ethical dilemmas, gray areas or rapid changes in the industry.

The principles encourage professionals to think consciously about their actions and make integrity a regular topic of discussion within teams and boards. They provide clear guidelines and align directly with DSI’s ethics enforcement standards.

These are the ten core principles:

1. Take responsibility – For your own behavior as well as that of those around you.
2. Focus on customer interests. – Always act in your customer’s best interest.
3. Act carefully – Show respect and expertise in your work.
4. Show leadership – Promote compliance by others with the Code of Conduct.
5. Comply with rules. – Comply with rules that apply to your profession.
6. Ensure confidentiality. – Protect confidential information.
7. Be clear about interests – Avoid conflicts of interest.
8. Communicate openly – Be transparent and avoid misunderstandings.
9. Show expertise. – Give careful and professional advice to your client.
10. Act honestly – Be ethical and strengthen trust in the marketplace.

These principles are directly linked to the DSI Code of Conduct. A further explanation of the core principles can be found on our website or via this link.

Integrity dilemma? Discuss it or report it to DSI.

Ethical dilemmas should preferably be discussed at an early stage within your organization. But if a situation goes beyond an internal discussion and possibly involves a violation of the Code of Conduct, you can make a report to DSI.

A report is carefully reviewed. If the situation falls under ethics enforcement, an investigation begins. The DSI Disciplinary Committee hears all parties involved and determines whether a violation has occurred. If so, a sanction may be imposed.

The core principles as a starting point for dialogue

The introduction of these core principles is an invitation to the industry to engage in a dialogue about integrity – within teams, with leaders and with the industry as a whole. By showing leadership, making dilemmas negotiable and acting according to clear principles, we work together to create a transparent and honest financial sector. The core principles provide direction, but their application requires deepening.

DSI will provide this depth by continuing to engage with the industry in the coming period on current risks and integrity dilemmas, with a focus on themes such as digitalization and sustainable finance. We will keep you informed of these developments in the coming period through various media.