Meet Edwin de Heij, Senior Analyst and Quality Checker for Client Lifecycle Management at InsingerGilissen, a Quintet Private Bank S.A. On 1 July, he received his diploma for the FEC-Risk Expert programme at VU and was the first to register for the new DSI AML Register. We spoke with Edwin about his experiences, motivation, and vision for the future of compliance in the financial sector, as well as his registration in the DSI AML Register.
“At InsingerGilissen, I oversee the quality of client investigations as a Quality Checker for Client Lifecycle Management. My role involves checking whether client files comply with all laws and regulations, and I work closely with Client Advisors and CDD analysts to ensure this. My approval is essential before files are further assessed by compliance and ultimately by the Client Acceptance Committee for final approval,” Edwin explains.
InsingerGilissen asked Edwin to join due to his front-line experience. “As a private banker, I have personally experienced how difficult it can be to ask sensitive questions, such as asking an 85-year-old widow about her deceased husband’s fortune. That experience enables me to empathise with the bankers’ situation and support them with compliance questions. My background helps me ask the right questions and ensure everything is compliant.”
After working for 26 years at ABN AMRO, Edwin discovered his passion for client integrity. “As a Private Banker at ABN AMRO, I was responsible for the integrity of my client portfolio, which led me to transition into this field,” says Edwin.
Edwin explains why he chose to certify in the DSI AML Register: “It’s not just a badge I can show off to say, ‘Look how knowledgeable I am.’ It’s about demonstrating my professional competence and being able to show that you are certified as a peer. What sets me apart from others is that I am indeed in the DSI Register.” Edwin believes that the DSI Register helps highlight the value of expertise in the field and distinguishes professionals in an increasingly complex financial world. “The great thing about DSI is that it allows you to separate the wheat from the chaff,” he adds.
On 1 July 2024, Edwin de Heij receives his diploma for the FEC-Risk Expert programme at VU Amsterdam from Programme Director Tom Loonen.
“The FEC-Risk Expert programme at VU Amsterdam deepened my understanding of the entire CDD chain,” says Edwin. “It has helped me become a serious discussion partner, and I apply the knowledge I gained directly to better assess risks and thoroughly review client files. The discussions with guest speakers such as the Public Prosecution Service, DNB, FIU, FATF, and AFM have helped me better connect the WWFT regulations to practice.”
Edwin emphasises the crucial importance of personal client contact in KYC and CDD, even in an age of increasing digitalisation. “A personal conversation with the client can make all the difference in assessing their risk profile. This direct contact helps create a complete and accurate picture.”
Additionally, Edwin underscores the need for collaboration between CDD analysts and bankers. “Collaboration is essential for accurate and comprehensive client information. CDD analysts and bankers need to combine their knowledge and insights to ensure all information is correct and compliant with regulations. We are a unique group of people who must bridge the commercial and risk sides.”
Edwin advises future AML professionals to invest in education, gain experience, and remain curious and critical. “Ask questions and dig deeper to truly understand your client,” he says.
Certification with DSI is crucial, according to Edwin: “It not only demonstrates your personal expertise but also shows that your organisation has senior professionals who stand out. This is especially important for senior positions that want to gain a competitive advantage.”
Edwin sees the future of compliance as a dynamic field with increasing influence from new legislation and international developments. “It’s essential to stay updated on these changes and understand the reasons behind certain procedures. The DSI AML Register provides the necessary clarity and helps professionals and organisations stand out in a complex landscape.”
Are you working in the financial sector and focused on anti-money laundering and counter-terrorism financing? The DSI AML Register offers you independent recognition as an expert in this field. Certification and registration in the DSI Public Register confirm your knowledge and skills, enhance your career opportunities, and highlight your commitment to integrity. For details and registration, visit www.dsi.nl/en/aml.